Dividend investing for Retirement and other $$ Gainers

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He's saying to buy div aristocrats and no bonds. Perhaps great in theory. But most "real humans" need cash in the bank or in bonds and such to stay the course in tough times. Reality is, most people who are 100% in stocks (and I've seen a few) will panic just as the market bottoms. Ben Graham was emphatic that everyone should be at least 25% in bonds.

I own bonds... mostly munis and have lots of cash in MM funds. Sure I'd be richer if I only owned growth stocks for my lifetime... but that wouldn't work for me. It worked for Buffett only because he was very rich when he was very young. (and even young Buffett had some cash and a paid off house)