But then house, cars, and and TVs happen to be collectors items (intangible values) and now someone else wants to buy them at fair market value (as stated by pwc) So your smarter friend buys the lot of toys from you (shares) for a much much lower price as a risk/reward investment and it turns out those intangible values turned out to be more than enough to pay the loan shark and your smarter friend now is the owner of the shares! Great example homebrew!
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