Audited Financials help avoid Toxic Loans. Toxic loans have been a problem in the past. Now there is basis to even compare this year going forward with what was thought to be happening last year. The Fintech now may be working out better than had been expected--moving into tech equivalency with national banks, and within months. A Timeline was alleged in May. A timeline is required to get favorable credit worthiness. 2018 seems in all respects advanced over 2017, needing to be shown: In progress. Getting reports, included not needing audit, is a "Now" project.
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