Helios and Matheson Analytics Inc (HMNY)

[naturalborninvestor]

No, you cannot compare insurance with MP. There is zero incentive for a casual user to sign up and pay $120 on MP when her known consumption amounts to $40-$50. And Lowe explicitly stated that this is the user group they want to focus on to get the average down to 1 visit per month.


On the other hand, there is incentive for almost anyone to get dental insurance because your consumption needs for dental care are unknown and could be extremely high. It just happens by the law of large numbers that some don't need it.