Freedom Holding Corp (FRHC)

[Quintessence]

Good article about the Chelyabinsk branch opening.

http://chel.dk.ru/news/ik-fridom-finans-zdravyy-smysl-investitsiy-237107744

On July 11, Freedom Finance opened a new office and a branch of Bank Freedom Finance in Chelyabinsk. They will provide customers with a full cycle of financial services in one place.

The symbolic "red ribbon" at the ceremony, the director of the Chelyabinsk branch Lilia Logunova cut with the general director of the IR "Freedom Finance" Timur Turlov. And in the evening of the same day a solemn event was held in the Grand Hotel "VIDGOF" in honor of the appearance in Chelyabinsk business of another strong player.

Specially for DK.RU Timur Turlov gave an exclusive interview and talked about the intricacies of working in stock markets, common sense as the basis of investment strategy and the most promising segments of the world economy.

Timur, than the stock market and investment is better than the traditional deposits in the bank?

- It is hardly possible to operate with the concepts "better" or "worse". There are different ways to get your money to work. A bank is, as a rule, low risks for a client. He himself determines where and how to invest money, having a certain reserve of capital just to cover some additional risks. Bank assets account for a large percentage of savings and investments around the world. This is a story about trust. The client does not need to delve into what the money is invested in, in return, he receives a small fixed income.

With investments, everything is a bit more complicated. We, unlike the bank, do not take money from customers: they directly invest in securities. There can be different formats: you can give money to the company, bypassing in the chain of bank loans, or you can simply enter into its capital by buying a stake. And the share size can be very different, it is not necessary to buy a huge asset.

In essence, this process is what is commonly called the stock market. In the global sense, this is an opportunity to move away from the "one investor - one project" approach and become part of the "one issuer and thousands of investors" paradigm. In turn, the investor can distribute its amount in different directions, buying shares of not one company, but five or ten. That is, in the investment sphere the choice of tools is much greater than in the relations with the bank. In addition, there is a clear understanding of how much your asset is worth and whether it is possible to resell it. This is a business that brings money.

If we take, for example, the Russian market, then, even despite the rather weak economic growth and permanent financial troubles, there are companies that have grown significantly over the past 10 years. An excellent example here is Sberbank, which has become the main beneficiary of many small players leaving the market. In addition, the business of the bank was positively affected by the appearance at the helm of German Gref, with the arrival of which is associated with an increase in the commercial capacity of the corporation. In the end, the winners were Sberbank's shareholders. Of course, this is not the only success story of recent years on the Russian market, many other companies are also demonstrating stable growth, although they can not boast the same results as Sberbank. At the same time, we should not forget that the price remains relatively affordable for Russian securities, which provides many opportunities for potential investors.

Which segments are now the most popular for investment?

- If you look at the global panorama, not limited to Russia, now you can distinguish three strong trends. This is an entertainment industry, healthcare, including which segments are now the most popular for investment?

- If you look at the global panorama, not limited to Russia, now you can distinguish three strong trends. This is an entertainment industry, healthcare, including cosmetology and innovative medicine, and a third, long trend - the development of IT-technologies. Resources and the desire to invest money in these areas people have, and in the coming years it is unlikely that this situation will change. And here there is a lot of opportunities for investment and getting a good profit. osmetology and innovative medicine, and a third, long trend - the development of IT-technologies. Resources and the desire to invest money in these areas people have, and in the coming years it is unlikely that this situation will change. And here there is a lot of opportunities for investment and getting a good profit.

How much do you need to know in order to start investing?

- Investment is not Newton's binomial. Often quite common sense. There is a spectrum of so-called blue chips - the largest companies that both borrow money and place their share capital. They are always evaluated fairly, and there is a fairly wide market, respectively, written a lot of analytics. In this case, there is no need to carry out their own research and expertise, this work has already been done, and it is all open access. Investing in the leaders is beneficial, although there may not be a very high yield. There is only one basic rule - do not put all the eggs in one basket. If the investor has an interest to do some unusual ways of investing or little-known companies, it is better to turn to professionals. At a minimum, this will save a lot of time on the analysis of the situation, the development of investment scenarios and the construction of forecasts.

What do you personally like more - a conservative strategy or a little risk will never hurt?

- Our company usually seeks a reasonable compromise. I adhere to the proverb "Who wants to become rich before sunset - he will be hanged before dawn". People who are constantly at risk in investments, rarely achieve any tangible results. Excitement in this sphere is unacceptable, because investment is a painstaking job, not a game in a casino. We usually adhere to conservative methods that involve low risks. Our business has reached a certain maturity and scale, so as not to rush headlong to find an income. The richer we become, the more conservative methods we adhere to. And our main customers adhere to the same concept.

IC "Freedom Finance" has been operating on the Russian market since 2008. The branches of the investment company are open in more than 25 cities of Russia, including Moscow, St. Petersburg, Kazan, Samara, Novosibirsk and Chelyabinsk. The company also has representative offices in Kazakhstan, Uzbekistan, Kyrgyzstan. Among the most popular services of "Freedom Finance" - consultations on the participation in the IPO of the world's leading companies, such as Xiaomi, Twitter, Facebook and Ferrari.