Yes. I’m not convinced removal will always be possible or easy, on the Windows side I’ve had an infection that took many hours of downloading and fiddling to remove. And then there’s the risk of ransomware, although multiple backups to external hard drives (as I do plus Carbonite on our PC) should allow recovery from that. And even if it were possible to recover, how often will you run scans?
FWIW, on both Windows and Mac, I run as a user without admin privilege.
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