Speaking of rough, there was an article on Marketwatch about a guy who worked a couple hundred grand or so up into 2 million, got 1.5 million investment from friends, was up over 4 million and lost the whole 4 million in a leveraged XIV bet in one day! So it could be worse, imagine losing over a million bucks for your friends and family. Well it is better to lose it in a day than over seven years.