You are really talking out of your A$$ aren't you. You apparently know everything about everything. Web designer, stock pro, detective, dsl designer, computer guru, I bet you've got a rocketship made of household parts. Maybe instead of posing your posts as questions, since apparently you think you know the answers, just post your opinions. I told you what is really common, take it with a grain of salt, I've done web design and can walk circles around most in paint shop, many versions of art programs come with thousands of preloaded pics. You don't have to steal from other sites, you can just use pics off of various programs.