Ok, first of all, the terms of The financing agreement are no where’s near as bad as the other Penny companies seem to negotiate $12m over 24 months, stock at a 5-10% discount to market in blocks no larger than 3x the average daily volume https://www.sec.gov/Archives/edgar/data/1628871/000121390017010428/f8k101017_tempusapplied.htm The financier seems very active but doesn’t appear to have been involved with any of the known penny scams https://searchwww.sec.gov/EDGARFSClient/jsp/EDGAR_MainAccess.jsp?search_text=%22GHS+Investments%22&sort=Date&startDoc=1&numResults=10&isAdv=false&formType=1&fromDate=mm/dd/yyyy&toDate=mm/dd/yyyy&stemming=true