56Chevy Tuesday, 10/03/17 01:15:42 PM Re: Lazarus post# 155 Post # of 173 There inlies the answer perhaps. If it was a smaller sized community bank with a few branches in the Tehachapi area I can see why it commanded a low end buy out price. That region of So Cal is in kind of a 'no man's land'. There may also have been Directors with a stake who wanted out sooner rather than later as well ?? hard to say. But I do know had that been located more towards the northern Calif region, especially within the influence of San Francisco\Silicon Valley, I can say with near certainty the buy out price would have commanded a nice premium. I think FSWA can command a nice premium in a buy out situation. It too is just a small community bank but unlike the Tehachapi bank it sits in a very prime desirable location. Banks are like real estate its all about location..location..location...and FSWA has it. Just don't over pay. Good luck. Chevy When signing off letters or ending phone calls and conversations, we wish each other a “ketivah vachatimah tovah,” to be “written and sealed for good [in the Book of Life].