Maybe 10,000 Google android apps, but also others. There appear to be several ways to access Emailmoni. For one thing, Nigerians use phones made from other places, such as China. A lot have pre-installed capabilities of different access. I can probably just go to the website and access it on my own(?). Other people worldwide know more about payment pathways than I do. Then below:
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EmailMoni enables real-time, secure, cashless banking and payments in a variety of consumer convenient ways utilizing numerous mobile and web applications. . . .
EmailMoni mobile apps are available for Android, Apple and Blackberry operating systems, plus a Microsoft Outlook app and a Facebook app. The system can be accessed to send and/or receive money from your computer, mobile phone (smart or not), or any internet connected device.