.......let's play with frankie and KS BANK, for awhile.......here's part of the raleigh triangle business journal article, from yesterday.......... First Citizens, for its part, has not said it’s giving up its proposal. In an interview Monday afternoon, bank spokeswoman Barbara Thompson said First Citizens still hopes the KS board would do its “fiduciary duty” and fully review the offer. But, as Hazen notes, First Citizens may have other alternatives, such as going directly to shareholders with a tender offer. With enough shares, First Citizens could put its own representatives on the board, instantly making it more agreeable to a takeover. It’s likely that First Citizens has already started a campaign to reach out to large investors about its offer, predicts Jim Cox, a professor specializing in corporate and securities law at Duke University School of Law. “First Citizens will put the odor of money in the air and that’s something institutions migrate," he says. " An above market offer is something they’d greet with enthusiasm.” He says the “real battle” will be in information going to KS stockholders. “There’s going to be a lot of personal appealing to put pressure on the board,” he explains. ..............offer $40 per, frankie - - last and final and see what the KS BOD does....................