UBA: Less than 5000 employees in 20 nations. Bank of America, maybe 40,000 employees in about 900 branches, just in California: Population 33.0 mil. Nigeria alone population: About 190 mil. people. Services like Paypal do not mostly operate in Nigeria. Emailmoni is recently approved in Nigeria by the state betting agency. Pay-to-play is easily said, really different in Nigeria(?)! Mostly likely, many UBA employees likely do have Emailmoni. . .unless that should be put into a different paragraph(?). I myself, on the other hand, am about two blocks away from Larry Flynt's "Lucky Lady" Casino and Saloon, in Gardena, CA! The banking environments are different in Nigeria. The GreenPay people likely think that the Payments environment should be different in Nevada, USA. Cash is required for MJ in Nevada, backward as that is. Third World areas abound, on the planet.