Kaya Holdings Inc. (KAYS)

[3-Stooges-Nyuk-Nyuk-Nyuk]

Yes, they can be converted before maturity. But usually when this happens the business is at risk of going under, etc, etc. If so, they will be the principle without any full accrued interest. Sort of like savings bond.. But with savings bonds I believe you have to hold them at least one year before receiving just the principle.

"The Investor may convert the principal amount of the Notes (as well as other notes it currently holds as referenced above), together with accrued but unpaid interest thereon, into Shares at the applicable conversion price, at any time or from time to time prior to maturity. "

So, in other words as long as kays is not facing some sort of downfall, the maturity date will not be accelerated which means shorter than 2 years.