I keep replying, especially after 40, "Mom...too late." (At least, in some respects.)
I'll tell you though, physical therapy, if kept up on your own, IMHO, is the best thing. I had a pretty bad back injury in January, 1991 (one month before my 31st birthday). I was told I needed surgery to repair at least one of two herniated discs. I insisted on trying the physical therapy route (since it helped me 100% some years earlier with avoiding arthroscopic surgery on my knee). Twelve years later, I have never had surgery, and have had very little problems. The only thing to speak of, is if I go an extended period of time without doing the stretching, light muscle building, et.al. (basically, physical therapy at home or in the gym), I get a reminder in the form of light muscle spasms [which motivate me right onto the floor (or mat) to correct my physical arrears to myself].
Btw, I asked if the therapy worked to ascertain the value of HLSH, i.e., a kind of light-hearted way of saying, if the therapy worked, then maybe they're OK.
~Physical health first, then (you can work on) Financial health
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