Monday, October 24, 2016 1:31:16 PM
For example, if you bought stock on "Monday", it won't technically be official until "Thursday".
So if I am correct, if you bought USMJ on Friday (Which was the last day to buy), you still need 3 business days to hold your stock for funds to be settled, so EOD Wednesday is the settlement day.
http://www.schwab.com/public/schwab/nn/articles/Stock-Settlement-Why-You-Need-to-Understand-the-T-3-Timeline
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