Just an opinion here, I believe the thrift business is over and done. The company says looking for merger, but beyond that nobody knows, it is purely speculation. I think most likely, the merger is already in works, just not finalized (multiple reasons I think that). If solid merger happens soon, this could be huge. On the other hand, if no merger, this goes to trips in short order. One of these scenarios will happen within a couple weeks. I am betting a few thousand on a merger in pretty short order. All just an opinion.