fourwinns,I agree with every thing you wrote, especially the MM thieve part. Don't know if you have ever seen this but its a good read; <A HREF="http://www.sec.gov/rules/concept/s72499/klaser1.txt" target="_blank">http://www.sec.gov/rules/concept/s72499/klaser1.txt</A> or copy & paste; www.sec.gov/rules/concept/s72499/klaser1.txt