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Thursday, 04/07/2016 7:58:16 AM

Thursday, April 07, 2016 7:58:16 AM

Post# of 298910
EmailMoni

TERMS OF USE

1. I confirm that my account, debit or prepaid card details which are being used for the registration are accurate and UBA cannot be held responsible if same are not accurate.

2. User acknowledges that the alert and other information sent to him or accessed by him contain confidential information and should such information be sent to a third party through no fault of UBA Plc., UBA shall not be held liable.

3. UBA will not be held liable for non-delivery or delayed delivery of alerts, e-mails, errors or losses or distortion in transmission of alerts and e-mails to the USER; UBA shall not be liable for lack of receipt of alerts due to technical defects on customer's phone or computer or damage or loss incurred by the USER as a result of causes not directly attributable to UBA.

4. UBA shall not be liable to the user, or to any third party for any drawing, transfer, remittance, disclosure or any activity, or incidence on the user's account, debit or prepaid card whether authorized by the user or not, PROVIDED that such drawing, transfer, remittance, disclosure, or any activity or incidence was authorized or made possible by the fact of the knowledge and/or use, or manipulation of the user's password, or otherwise by the user's negligence. User acknowledges that his password and PIN shall be known and kept secret at all times.

5. In the event of loss or theft of the phone or compromise of the security of the provided e-mail account, the user shall call the CFC hot-line or e-mail CFC@ubagroup.com and immediately notify the Bank in writing within 24 hours of the loss/theft of phone or computer and e-mail/password compromise.

6. UBA in its absolute discretion and without prior notice can temporarily suspend this, any or all of the service or terminate them completely.

•I hereby confirm that I have read and understood the above terms and conditions of the Virtual Banking Service and I agree to be bound by same.



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