jBaxter, AFBA is well capitalized.As long as the bank is well capitalized our investment is safe. http://www.ibanknet.com/scripts/callreport Capital categories. For purposes of section 38 and this subpart, a bank shall be deemed to be: (1) Well capitalized if the bank: (i) Has a total risk-based capital ratio of 10.0 percent or greater; and (ii) Has a Tier 1 risk-based capital ratio of 6.0 percent or greater; and (iii) Has a leverage ratio of 5.0 percent or greater; and