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Wednesday, March 30, 2016 2:34:47 AM
I agree $50 is a small price to pay Nuts.
I wonder how many of you all have a yearly fee that you must pay to your lender/bank...?
Anyone...?
It is very common for banks to charge for lending packages. Fees can be as much as $395 here in Oz.
What do they charge you in the USA and elsewhere?
That charge used to be called a Credit Card fee, but now it seems to be a more politically/financially correct term for a Package Fee - or we can just call it for what it is....smoke and mirrors and a rip-off by banks. I agree that is not charged to everyone who has a credit card. I suppose its more often charged to folk who have number of accounts with banks, and the individual wants them all linked in some way. An example would be for a person who has several loan accounts, a savings account, and a credit card, and wants them all linked so they are accessed through an ATM.
I am certain that banks make enough out of people in that situation to be amortise that $50 card fee to smme. $50 is nothing and they pass it on anyway. We as consumers are already paying heaps more than that; for the ability to link our accounts we pay exorbitant fees for a few minutes of computer admin.
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