In the Bizarro World of Negative Interest Rates, Saving Will Cost You By JEFF SOMMER Grasping the basics of how negative rates work and how they may be affecting the United States is important for anyone with money in the markets. http://www.nytimes.com/2016/03/06/your-money/in-the-bizarro-world-of-negative-interest-rates-saving-will-cost-you.html?ref=dealbook