Jeby, Jeby, Jeby...
Personally, I would have taken the 4.5 million.
I could buy a fantastic 160 acres for less than a million just about anywhere...and had 3.5 million left over...and live on the interest.
Become the kind of person that when your feet hit the floor in the morning, Satan groans and says, "OH NO, HE'S AWAKE".