Fannie Mae-No Politics (FNMA)

[Digra Ive]

Fortunately, free market principles balance economy much better then what govt think that these principles lead to high risk for taxpayers.
Taken from their article:

Policy leaders can change the status quo by opting for a durable and equitable housing finance system built on conservative, free market principles.

One of these principles regulates prices between demand and supply.
If we take an example of a housing market, the difference on premium between long term loans will be minimal among financial institutions such as bunks or private creditors and it will be affordable for hard working men to buy house.

Idiom: Men make houses, women make homes.