From whatever that Quote is from it looks like 2% to me.
I just googled a bunch of stuff and consistently retailers pay below 3% if you do any sort of volume. And if you don't do much volume, just use Square, its 2.75%.
I just really doubt the retailer can do much better than that after the .25 fee and whatever rewards they have to do. Maybe they could do a little better but it's not some Earth shattering amount. Cash is always the cheapest if the bottom line is the only thing you're worried about.
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