NEWBIES BOARD

[Garyst]

Nice. If there is one thing I would encourage it is starting out with a 401k early on in life and keep it up thru all the years. I've made some bad moves here and there in life as we all do but the one thing I am very happy with is that I started mine also at age 22 with my 1st job and never changed it, never pulled out on the market crashes but kept things steady and added continuously along the way on every paycheck. If you do it from the start you'll never miss that money they take out pre tax as you never had it. 27 years later, it is amazing to look and see how it has grown. I'm also in the TSP. Every time someone young and new starts out at my work I always give them this lecture to start it right away :)