MyECheck, Inc. (fka MYEC)

[ZK045]

Since MyECheck processes but does not conduct transactions, and does not directly hold or transfer cash, we are not subject to
direct federal, state or local regulations regarding money transfer. We are also not subject to any regulation or law that applies to
accessing or conducting Internet commerce. We are only subject to regulations applicable to general business conduct. However,
there are no assurances that MyECheck will not be subject to financial regulations in the future.

Interesting.