$NXTD This invention highlights next generation payment technology from NXT-ID that not only authorizes an account, but also the user using unique personal identifiers including biometrics in the generation of the payment token. Tokenization is the process by which sensitive data such as an account holder name and credit card number is replaced by a unique identifier to protect the information. This technology showcases local generation of dynamic secure tokens that can then be sent over current retail payment processes, recognized and translated into the actual selected account and user for authentication by the issuer.
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