I'm sorry for saying this...but white collar crime pays in America.
Even if a pinky scammer is caught, he is rarely brought to task. And when he is, he gets his hand slapped. usually "fined" a small fraction of his thefts. He has to promise to not be involved with managing another publicly trading company, so he sets up a shill, usually a son or daughter, and "consults" for that shill. NO JAIL TIME in 99.9% of the cases.
Honest people just don't understand how dishonest people think. Scammers are not restrained by ethics...just dollars and cents. An ethical mind has a hard time grasping what that really means.
I have no humble opinions, but I do have opinions and those are what I express in my posts. BUT...I have been wrong before and likely will be wrong again so do your own research and don't blame me if you are too lazy to do so.