"What a laughable assumption ... Ridiculous"
It's the truth. If you earn money, which I'm sure you do, doesn't it go to paying or your paid up Mortgage? Of course it does, you can't odds it.
Your comment as above is insular: They HAVE used SOME of this money to put towards living standards. Why do you think they are in business? If you have no business, you cannot possibly afford any life style with no money! Get it? All they have done is exactly the same thing as you and I, only on a significantly larger scale at the expense of sapping the Shareholder's funds as much as they think fit.
I don't think the Shareholder's find your suggestion as 'Laughable or ridiculous', because it's your money they're using! Exercise some logic: Big business, Big money, Big house. Tiny business, small money, little apartment.....it's really quite easy to understand, that's if you want to :)
Another example, is No job = No money = no home = Bum (or Tramp, a 'Down & Out'). Simple.