Hank's Small Banks

[10 bagger]

CACB...

CACB has been on and off my screens for several years.. What you highlite is the basis of a great investment in a small bank.. Although not cheap,, It's footprint is in high networth demograpic areas..I have looked at what you sent me and when thru the 10K and 10Q's for the past year I find another Small Bank/with over 1 billion in assets to add to my list.. I will be a buyer on the bid in modest amounts until I establish a position.. Do not pay the offer ever when buying small banks.. Thanks for the Idea as it was not presently on my radar screen..Great bank that knows how to grow.. The merger will cause a reduction in returns because of a larger base,, but this management is a profit finder from any opportunity... The 1 billion in assets is larger than I usually like but CACB is so unique with it's footprin I think it belongs in my portfolio,,,, Today I bought some more FCEN and FNRN.. Take a look at them and you will see 2 more great Small Banks... hank