Fed's Lacker comments 8:07p ET LACKER REPEATS VIEW THAT FED'S EMERGENCY LENDING ABILITY MUST BE REPEALED FED'S LACKER SAYS U.S. BANKING SYSTEM FAVORS TOO-BIG-TO-FAIL FINANCIAL INSTITUTIONS FED'S LACKER SAYS POLICYMAKERS MUST LET FINANCIAL FIRMS FAIL IN ORDER TO RESTORE MARKET DISCIPLINE