Plus, and shares in IRA, ROTH accounts can not be lent out..
That's the whole point. The account holder cannot short the stock but he CAN lend them out - which is what the Schwab program does. Mine are in an IRA.
If the shares were in a margin account and in street name SCH could lend them without your permission or even knowledge.for that matter.
I am not a conspiracy theorist. but mine were lent out this morning. Wonderful timing. Now I am a conspiracy theorist/
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