EdTRich, I surely am not a savy as you are. I wish you were my financial advisor. Then you could of told me to sell due to the structure you speak of. Darn I missed out on that opportunity. All I know is that have $15,600 worth about $1,000 today and I am not happy for being misled and also for being naïve and not having you for my financial advisor. I want some A Hole to suffer like me. Of course I am the sucker and the A Hole is the expert.
Let us all share in the wealth of information and knowledge!