Fannie Mae-No Politics (FNMA)

[Always wondering]

National Housing Survey Monthly Indicators: credit tightens
"Though larger lenders were more likely to report credit easing than tightening,2 overall when comparing credit standards with three years ago, 44 percent of lenders reported tighter standards, in particular among depository institutions (49 percent). “Lower DTI” and “Stricter other criteria such as documentation” are the most common changes cited by lenders (61 percent and 84 percent, respectively)."
http://www.fanniemae.com/portal/about-us/media/commentary/012615-huang.html?s_cid=huang012615