Marc, I am disappointed by KT's performance this year: <A HREF="http://www.geocities.com/k_tieff/e/KT-QQQ-e.htm" target="_new">http://www.geocities.com/k_tieff/e/KT-QQQ-e.htm</A> After today, KT is up only 18% for 2003 and his newly modified system is more conservative than the one he used before.