Yes but they break out severe weather in the numbers (did that in q1 last year) and in my opinion that gets exed out, because it doesn't reflect the earnings power of the company in my opinion. How this affect q4 I'm not sure. But yes it could hit q1, not concerned over the long run.This is not exactly going to destroy them, in fact I still believe even with a bad storm they still will earn a decent profit. KINS is a well run company, and will be in double digits in 2015 storm or no storm. All is just my opinion, and I could always be wrong though.
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