You really have no idea what you are talking about. They are not a benevolent organization in a charitable system. It's a highly regulated and standardized business and industry, for crying out loud. There is no 'A' for effort, bonuses for giving it the old college try, etc. I suggest you do more research before posting wild assumptions. Here is some real information for your education:
Register for free to join our community of investors and share your ideas. You will also get access to streaming quotes, interactive charts, trades, portfolio, live options flow and more tools.