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Sunday, January 04, 2015 6:55:11 PM
https://www.fhfa.gov//SupervisionRegulation/Rules/Pages/Comment-Detail.aspx?CommentId=13138
I would like to congratulate you on a step in the right direction. The wealth and prosperity of this country has been built on having a strong middle class. In order to have a strong middle class, we have to promote home ownership for all. In addition I would like to also thank you for lowering the down payment to 3% on the my community mortgage program.
Once again this is a step in the right direction of getting our county on a strong financial footing. What crashed the system in 2008 were the subprime stated income loans, and not the 3% down payment for qualified borrowers. We have fixed the problem of stating income “liar” loans with legislation and the QM rule. Now it is time to restore FNMA and FMCC so that we can get the county back on track.
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