A.I.M. "In Depth" Q&A

[Toofuzzy]

The changes were made after a long market upturn. Of course after 2000 you would have wished you started with more cash.

I use Aim so I dont have to time the market. Stick with the standard settings, 50% stock, 50% cash, 10% buy and sell safe, and 5% min buy.

Regarding what to own. Individual stocks can go to zero, use ETFs or mutual funds instead.

I dont know if you are aware that in order to have a $500 min trade, you need to start with $10,000 stock and $10,000 cash. Ultimately you want to own everything but if just starting out maybe a s+p 500 fund and a money market account. Later on you can add small cap, foreign, REITS, and then a long bond fund when rates peak.

Just my thoughts
Toofuzzy