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Re: 56Chevy post# 1820

Tuesday, 07/29/2014 5:56:35 PM

Tuesday, July 29, 2014 5:56:35 PM

Post# of 3966
Chevy -

I'm not sure if your numbers pre-recession are correct. Are you using pre 2007 numbers or 1987 numbers?

The numbers I have were in 1980 were over 20k, now there are 6,812 as of the end of 2013. My understanding is that they are following a similar model to the credit unions where I have better data:

2007 - 8,332 CU
2008 - 8,215
2009 - 8,066
2010 - 7,710
2011 - 7,442
2012 - 7,165

Back in 2007 85% of credit unions had less than $100M in assets and 1.5% had more than a billion. Its now down to 79.6% under $100M and 2.7% over $1B. Regulations and the shrinking spread in loans are driving it.



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