I was just joking about using the emergency fund. I have all the stock I'm confortably okay to lose, even if it goes to $0. But I don't invest with assuming it may go to $0 I think BAA has allot going for them, a little hiccup in the big scheme of things will not derail a 10+ year company with two operating mines! I'm holding for 2015 summer before I make any moves! If I can accumulate here and there I will!