ERHC Energy Inc (ERHE)

[trade2much]

bobwill: retirement accounts

You have a limit on your Roth
Your wife has a limit on hers

Roths to me are the #1 way to invest.
Max out yours and your wifes each year> Then if you are a good stock trader it is a wonderful place never to be taxed again.
If you are a less than average stock trader then i would look at high yields ALD,ACAS, PTF, PTY, RAS, PHT all mark as reivest the dividend. 1st two are stocks with great div records, PTF is a Petro Trust, PTY, PHT are closed ends, Ras is a Reit.

I have one set of accounts for trade and one group for high yields/ smaller appreciation My ref were Morningstar and Rueters and some other misc.

Coverdales are new to me ?

Rule of thumb is #1 max 401 to the level it is free contributions by the company, then #2 right after you attain that 401 % break hop to Roths and fill them 3. Then hop back to 401 and fill them then do Separate after tax IRAs if you can.

Good Luck and have fun!