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Saturday, May 24, 2014 1:14:17 AM
in 2007 the bad loans were traunches from 04 to 07. The older loans were performing and if not ... not under water. It was this time period that had issues. But, then not all the loans were bad. And not all the bad loans were all bad.
So... do the math and then compare the loan loss reserves to the historical write offs.
Well you would quickly see what I saw.
And now that some lending standards have kicked in... these period loans are now being righted and ... presto ... wholla... magic.
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