I'll take your word for it norweger1979..thank you for the info...so let's do some basic math. $741K retained earnings X 4,976,521 share outstanding = 0.1489 EPS Rounded off our EPS for 2014 Q1 is .15 .15 x 4 gives us estimated annualized earnings = .60 .60 X a conservative & standard P/E ratio of 10 = $6 .60 X 29.38 (the actual average P/E for ALL Florida banks) = $17.62 On the low end we have a $6 bank ...and on the high end we have a $17.62 bank. Let's split the difference and go with a P/E of 20 = We have a $12 Bank Pick a P/E....no matter how you slice this there is nothing but blue skies above. * Keep in mind Q1 is typically not the best qtr for banks. Marker: Community Bank Of So (CBKS) $5.75 0.0 (0.00%) Volume: 0