I saw from your profile that you were in college. That's why I added a smiley face when I asked if it was in an IRA. As good a company CBI is, both True and I trade it. The time horizon I see holding (CBI) is 6 months +/- contingent on many factors. True's been in and out of it many times. His $83.50 average is only his latest position. I've been in and out of it for years.