Those very same items concern me as well (CMS, Spindle, etc.). However, this is the downside to the business plan--every BP has them. Signing up with some of the smaller, start-up companies has the risk of negativity if deals don't go well.
This being said, processing revenues are being generated somewhere. Hopefully, FIN audits will get done and shed some light on all of this.
When I invested in this, I told myself, life-change or bust. We'll see how it plays out.
Thank you for clarifying, again. Yours seems like an honest answer. This is what the board needs--no fluff--just good ol fashioned conversation. GL