I have a question for anyone who may know.
I have done my DD and followed this board for about 2 months. MYEC is an instant payment method (duh.. lol)
He the idea been addressed to ED about entering the payroll services? ADP and Paychex make money from the interest of holding payroll until the payee can receive the money through demand deposit or electronic transfer. Interjecting MYEC into the process would, in theory, reduce cost/increase short term investment revenue. For a company like GM, GE, McDonalds, etc would be very inviting.
I do apologize if this has already been addressed, but you do not know until you ask the question.