I agree. I sold a lesser performing stock and putting a good part of it in XRP and banking the rest for my post financial crisis funds (I'll buy more real estate then).

The escrowed XRP is a separate company than the Ripple company that employs Brad and David and the rest of the Ripple team. Two different companies.

Among the Ripple company there is only 6-7% of the total supply of Ripple. NOT...I repeat NOT 60%. That is 100% FALSE.

Additionally, the 60% XRP in escrow with this other company are regulated by smart contracts that are immutable.

I guess anyone can write anything even if it's not true, to serve their biased agenda.

XRP will be penetrating channels and markets that transact billions/trillions/quadrillions of USD per year. XRP will have to be in triple digits or more to serve these markets.

Adding, adding, adding...

One day in the near future...we'll shake our heads at these prices and wonder why we didn't sell a kidney to buy more.

I read about people saying they won't buy until it dips below $0.30. Really? Won't buy at $0.30, but will at $0.29?

Interview discussing the IMF, XRP, and Ripple.

I have a stratified exit strategy as well. I'll be selling in 10-25% stages depending on the price, catalyst, timing, and a few other factors.

I'm also holding the last 20-25% for a 2-4 year time frame, again, depending on the factors above.

One of my overall investment strategies is to move my profits to lesser risk investments. That is what I'll do here. Keep pulling them out of crypto.

Because RippleNet is a b2b platform, not a b2c platform. As a customer you won't hear about Ripple being licensed or XRP being used to transfer funds at banks and FIs.

You won't hear about it because that is how it is designed.

The key is that XRP is SIGNIFICANTLY better in all ways than the competition. There's no trade-offs, it's not just a little bit better such that making the change to XRapid isn't worth the trouble.

Saving up to 70%, transfer times in seconds, and it has never been hacked all add up to a home run.

This means everyone will be changing over or lose to competition.

Now it's just a matter of time. Not "if" but "when."

If XRP is used for global liquidity, XRP will have to be pretty high because they are penetrating markets/channels that do trillions/quadrillions of USD a year.

That doesn't even account for the economics of supply and demand. So a high price is needed if the IMF--> Central Banks use XRP.

More info supporting the IMF/Ripple connection. The IMF is the big picture for XRP.

This is a great video by a former Ripple attorney, now employed by the IMF!

It's worth a watch.

As the crypto market is still young and uneducated, they will use an umbrella label cryptos/cryptocurrencies.

Brad G. calls XRP digital assets. Christine Lagarde has called XRP digital assets. That's a bit more important.

What Joe Blow on the internet calls XRP, I don't care and the market doesn't seem to care either. I don't count anyone in the news/content providing arena because they don't know anyway.

Do crypto websites that list by market cap have seperate lists for cryptos and digital assets? No, I have not seen one that does.

It's like calling an SUV a truck. If I point to an SUV and say "that truck over there" people are going to instantly know what vehicle I'm referencing.

I could easily pull out the "semantics" card but I won't pile on. No one sees it as an issue at this stage.

Ripple is a software company. XRP is a digital asset and Brad has stated on numerous occasions that XRP is not a cryptocurrency. I'm not sure why the labels matter here.

People use crypto as a generic umbrella term anyway.

Good point. Those will be the two major players with a handful of others with smaller pieces of the market.

Someone mentioned Pepsi and Coke. That's a great example.

Very well put!

Nothing is making Ripple "worry." Especially not Stellar. It's almost as non-important as the JPM coin.

The XRP released are regulated by smart contract to release up to one billion XRP per month and any not sold, they return to escrow. I have not seen where they ever sold the entire billion in any month so they are actually not releasing the maximum allowed.

Then when you see the size of the market they are penetrating, channels that do business in the billions/trillions/quadrillions a day/week/month, you will see that 41 billion might not be enough XRP in circulation or the price will have to get pretty high, like 3-4 digits, just to serve these markets.

KC, very true! The stars certainly are aligning for XRP! The fundamentals are incredible!

That's why I hardly watch the price. It will catch up to its true value.

Clay...XRP is worldwide, it's not going to work here. Troops, at ease, you are dismissed.

JPM is an INTERNAL only instrument. Just like Walmart won't accept a Target credit card, no one except JPM institutions will accept or hold a JPM "coin."

They're no further ahead than using fiat. This is a gimmick.

Where's the mantra of "It's a banker's coin! It's a banker's coin!"

You snowflakes were crying that for so long. Here is your chance to really use that chant!!!

JPM coin is the ultimate banker's coin!

Thought I would pass it on:

"Global disruption! Latest from DNI!"

Let each bank do their own coin, it doesn't affect XRP. They won't accept each other's coins. Just like Walmart won't accept Target's credit card.

Plus, I'm more focused on the IMF using XRP for global liquidity through the Central Banks. That is the home run. That gets XRP to triple digits. Their remittance will only get XRP to double digits.

Christine Lagarde talks about Ripple by name now. The IMF is going to use a digital asset and Ripple is the only company that meets with them in this space.

JPM is only good internally at JPM. But hey, you gave it a try Mac. An uneducated try, but you tried anyway.

Just like Walmart doesn't accept a Target credit card, no one will accept a JPM coin except another JPM institution. BOA won't, Wells Fargo won't and no one else will.

It's nothing to XRP.

You maxis are really scared, aren't you? HAHAHAHAHAHAHA!

BTC is Blockbuster Video, XRP is Netflix.

You're welcome. Yes, at all levels domestic and internationally, things are looking great for XRP.

A side note...I bought BTC at $250 and sold at $780. Although that looks nice, you know how I was kicking myself for not holding out. I was also in ETH early on, with a large position, and got out way too early...taking beer and pizza profits compared to what I could have made.

Hindsight, true, but I feel way more confident holding XRP than BTC or ETH back then and those both spiked.

This time, I wait.

Here's a good starting point to read, a paper by the chief of the IMF Christine Lagarde "Winds of Change." Also see her fintech conference speeches. Now, she mentions Ripple by name. She used to just say "digital assets."

https://www.imf.org/en/News/Articles/2018/11/13/sp111418-winds-of-change-the-case-for-new-digital-currency

Yes, it's a good thing I never posted those two options are the only paths.

But if the IMF uses XRP, that will be the largest payout with the quickest global adoption.

XRP will reach double digits on its remittance business alone.

But if the IMF uses XRP through the Central Banks for global liquidity in the next "financial crisis" (bail out 2019/2020) then XRP will hit triple digits. It has to to be able to clean out the Central Banks balance sheets as planned. The next engineered crisis is already planned and ready to go. The powers that be, such as the IMF and the rest, just have to implement their plan.

These bailouts get larger each time.
1) In 1998 it was the US hedge funds.
2) In 2008 it was the US banks.
3) IN 2019/2020, it will be the Central Banks.

Of course, when we use the words financial crisis, we mean large scale money grab disguised as a bailout.

The IMF using a digital asset is going to happen, and Ripple meets with the IMF through that Faster Payments Task Force (the only digital asset who meets with them), so XRP is on the trajectory with the IMF.

That is the big payout for investors here.

xZx--BTC maxis get checked on their lies and trolling when they attack XRP. There is no reason to attack BTC, it's not a threat, competition, or anything innovative anymore.

It's an antiquated digital paperweight at this point. It's AOL and XRP is Google.

Read the entire threads on Twitter and you will see it is the BTC maxis who start all this drama.

The JPM coin is a non-issue to XRP. No one outside of JPM will accept it. Does Walmart accept a Target credit card? No.

No effect on XRP whatsoever.

KC that is not the scenario I addressed. I posted about people buying on credit one month and paying the balance off in full the next month, accruing no interest charges and hoping not to miss out on 30 days worth of XRP upside. Then using a credit card makes financial sense.

Not your scenario, maxing out your credit card at 24% and then paying the $29 monthly minimum for the rest of your life. I did NOT suggest that at all.

Use a credit card this month, pay off in full next month. No interest paid. The goal is the eventual profit, now or later, exceeds the little fees that are paid.

Think of a mortgage on an investment property. We pay 4% interest on the mortgage but the profits from the rent pay that off.

I use a credit card all the time but only to pay it off the next month. I use the credit card's money for free for a month and I never carry a balance or buy something I don't need.

LTG-for that EXACT reason!

(Yes, I caught your sarcasm...LOL).

Oh, and thank you.

What? It is public information. The only thing we can't account for is lost XRP which can't be done.

Anyone who says there are 100 billion XRP in circulation is just wrong. There are a lot of people spreading lies about XRP, mostly BTC maximalists who are jealous of the attention that XRP gets.

And the good news is only 41 billion officially in circulation. The real number is far, far less.

New GIGL strategy: Gymboree files for bankruptcy.

With Gymboree filing for bankruptcy, this is what I would do if I was Joey. I'd poach a top exec or two who helped build that company, give them a significant ownership position in GIGL, and let them take over and grow GIGL.

Joey would have to step down though. He'd just be in the way of some successful people growing this company. Everything Parsi has done to grow this company has FAILED so let someone who has succeeded run with GIGL.

Discuss...

https://www.cnbc.com/2019/01/14/gymboree-reportedly-close-to-bankruptcy-to-liquidate-all-stores.html

Cool XRP jerseys!

I found these really nice Ripple XRP jerseys so I thought I'd pass it on. I got one and they are like soccer jersey quick dry material, really soft and great quality.

https://twitter.com/DigitalNomadInv

"Ripple (XRP) Network Growing: 18 Million User Dev Company is now a RippleNet Member"

https://coinnews.design/ripple-xrp-network-growing-18-million-user-dev-company-is-now-a-ripplenet-member/

These prices are great to add to your position!

That's a good plan.

If that is accurate, it is is a planned release as are the previous ones. You cannot compare it to stock dilution.

Ripple is building the XRP ecosystem. These planned releases are part of that. No one gets diluted because no one owns part of Ripple by owning XRP. It's not a stock.

These are regulated by smart contracts. Ripple isn't just releasing XRP at will.

Correct. That's why I just copied what was written. The US is only one country and if the SEC wants to drag its feet on this issue while most of the world passes it by, then so be it.

Japan is already far ahead of the States other countries have made legal positions supporting crypto.

The rest of the world certainly isn't waiting on the US here.