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My Disclosure/Disclaimer

This Disclaimer applies to all posts, tweets, Linkedin posts, Yahoo message board posts, blogs, statements, and any and all other communications of any kind made by or on behalf of retireearly and cmstocks. We may also buy, sell hold or accumulate shares in companies that are not necessarily profiled clients.

Retireearly/cmstocks is not registered as a securities broker-dealer or an investment adviser with any federal, state, or local agency or department. Retireearly is neither licensed nor qualified to provide investment advice. 

Information provided by Retireearly/cmstocks regarding the profiled companies constitutes a commercial advertisement and is not intended to be investment advice. It is critical that you at least look at current SEC filings and read the latest press releases. Information disseminated is typically taken from current documents filed with the SEC, the company website and other publicly available sources deemed reliable. The purpose of advertisements, like any other form of advertising, is to provide marketing awareness for the company. The information provided in this advertisement is not intended for distribution to, or use by, any person or entity in any jurisdiction or country where such distribution or use would be contrary to law or regulation or which would subject us to any registration requirement within such jurisdiction or country. Information provided by Retireearly/cmstocks regarding the profiled companies is not provided to any particular individual with a view toward his or her individual circumstances and is not an offer to buy or sell securities. The purpose of Retireearly/cmstocks's communications is to make investors aware of these companies and should not in any way come across as a recommendation to buy or sell shares in these securities.

Any individual who chooses to invest in any securities should do so with caution. Investing in securities is speculative and carries a high degree of risk; you may lose some or all of the money that is invested. In particular, you may lose your entire investment trading penny stocks as they are highly speculative. Always research your own investments and consult with a registered investment advisor or licensed stock broker before investing.
REtireearly/cmstocks is not a financial adviser or broker and does not offer financial advice based on your personal financial situation or goals and shall not be held liable for any investment or trading losses you may incur by using the information provided. This includes your trading the stocks mentioned on the Internet, various Internet chat rooms, message boards, video charts, in daily or weekly alerts or any other company publications. None of the information contained on messages in various Internet chat rooms, message boards, video charts, in daily or weekly alerts or any other company publications constitutes a recommendation to buy or sell a particular security. The content provided by the company is provided solely as an informational aid to your investment research and all investment decisions are solely the responsibility of the user. The information contained in my alerts, various Internet chat rooms, video charts, and other materials offered is believed to be accurate; however, I make no warranties or guarantees to its accuracy. All information is taken from SEC filings, company websites and Internet search engines and is believed to be deemed accurate and I take no responsibility if the information was not accurate and up to date.
Information provided by Retireearly/cmstocks will contain "forward looking statements" as defined under Section 27A of the Securities Act of 1933 and Section 21B of the Securities Exchange Act of 1934. You are cautioned not to rely upon these forward looking statements. These forward looking statements involve risks and uncertainties which may cause results to differ materially from those set forth in these statements. Factors that could affect performance include, but are not limited to, those factors that are discussed in each profiled company's most recent reports or registration statements filed with the SEC. Email alerts, messages, and other comments may contain "forward looking statements" within the meaning of Section 27A of the Securities Act of 1933 and Section 21B of the Securities Exchange Act of 1934. Any statements that express or involve discussions with respect to predictions, expectations, beliefs, plans, projections, objectives, goals, assumptions or future events or performance are not statements of historical fact and may be "forward looking statements." Forward looking statements are based on expectations, estimates and projections at the time the statements are made that involve a number of risks and uncertainties which could cause actual results or events to differ materially from those presently anticipated. Forward looking statements in this action may be identified through the use of words such as "expects", "will," "anticipates,"
"estimates," "believes," or statements indicating certain actions "may,"
"could," or "might" occur. Never invest into a stock discussed on or mentioned by this web site Retireearly/cmstocks or email alerts unless you can afford to lose your entire investment. The penny market is very risky due to its extreme volatility.

Retireearly, however, does not provide any assurance as to the accuracy or completeness of the information provided, including information regarding a profiled company's plans or ability to effect any planned or proposed actions. Retireearly has no first-hand knowledge of any profiled companies’ operations and therefore cannot comment on their capabilities, intent, resources, or experience, and it makes no attempt to do so.

To the fullest extent of the law, Retireearly/cmstocks will not be liable to any person or entity for the quality, accuracy, completeness, reliability, or timeliness of the information provided or for any direct, indirect, consequential, incidental, special or punitive damages that may arise out of the use of information we provide to any person or entity (including, but not limited to, lost profits, loss of business, loss of opportunities, trading losses, and damages that may result from any inaccuracy or incompleteness of this information).

Disclaimer regarding Internet message boards and videos:

All material posted by retireearly/cmstocks and affiliates is for informational purposes only and should not be construed as an offer or solicitation of an offer to buy or sell securities. By reading this or any post by this poster and / or viewing any video by Retireearly/cmstocks or any affiliates, you are accepting the sole responsibility for your own investment decisions. By reading messages and / or viewing videos on the internet by retireearly/cmstocks, you acknowledge that the information here unto contained within the message and / or video is provided solely for general opinionated discussion and informational purposes only and therefore should not be considered to be complete, precise, accurate, or current investment advice. Beware that Internet posters, not only on the original message board where this disclaimer was discovered, but other message boards not limited to the originating website may be increasing or decreasing their share positions in a security regardless of what they are posting and/or may be compensated in some way from a company or 3rd party investor in the company mentioned in the post or video. The non affiliated third parties who compensate may or may not have shares and may liquidate, which could affect the stock price. Assume that any security mentioned is owned by Retireearly/cmstocks and may be buying or selling or adding or subtracting from a position they may have regardless of anything said, inferred, construed, or believed before or after starting a company profile. Always do your own due diligence prior to making an investment decision. Never borrow money to buy penny stocks, and always remember that all penny stocks are highly risky. Also be aware that information provided concerning certain securities contains forward looking statements that involve risks and uncertainties.
Should you choose to invest, invest carefully and read investment information available at the websites of the SEC at and FINRA at and /or the National Association of Securities Dealers (NASD) at: Readers can review all public filings by companies at the SEC’s Edgar page. The NASD has published information on how to invest carefully at its website.

DISCLOSURE OF COMPENSATION PAID TO retireearly/cmstocks(15 U.S.C. Sec. 77q(b))
Compensation In order to be in full compliance with the Securities Act of 1933, Section 17(b), Retireearly/cmstocks, its affiliated members fully disclose that they receive fees from profiled companies or agents representing the profiled companies. These fees may be paid in cash, securities of profiled companies, or both, and will be completely disclosed for each profile. You should be aware that the aforementioned have a present intent and may buy or sell before, during, and or after (or any other possible combination) any and all companies that are mentioned by retireearly/cmstocks,and its affiliated members. Compensated stock profiling by Retireearly/cmstocks is done as part of larger stock awareness programs. Paid awareness is nearly always a means to sell shares to the public in the open market, so you should always assume if there is an awareness campaign then someone is selling shares of the company in question


 On occasion Retireearly/cmstocks and its affiliated members will receive compensation from a third party in relation to the companies being profiled in. In such a case Retireearly/cmstocks and its affiliated members directly mentions this in its disclaimer sent to our subscribers and accessible in any online post Retireearly/cmstocks and its affiliated members,associates, relatives and anyone associated with retireearly/cmstocks and its affiliated members in any manner reserves the right to either BUY or SELL shares in the profiled company's stock, either BEFORE the date of the profile, DURING the date of the profile or at ANY time after the date of the profile. Do you own research and due diligence (DD) before investing in any company. Retireearly/cmstocks and its affiliated members merely are providing information and is in no way or manner suggesting an investment in any company or investment opportunity. You the investor are making decisions for yourself. Retireearly’s/cmstocks stock profiles are intended to be stock ideas, NOT recommendations. Please do your own research before investing. It is crucial that you at least look at current SEC filings and read the latest press releases. Information contained in this profile was extracted from current documents filed with the SEC, the company web site and other publicly available sources deemed reliable. The purpose of this advertisement, like any advertising, is to provide coverage and awareness for the company. Never invest into a stock we discuss unless you are prepared to lose your entire investment.   Retireearly/cmstocks is an independent contractor for and  Please visit for compensation details.

$200 paid by Third Party for SPLI January 31, 2012 1 day awareness campaign

$200 paid by Third Party for ARCS for 1 day awareness

1 month awareness by Third Party for AOGN $2000

1 day awareness by Third Party for VRCV $200

$400 by Third Party for NHSH

$300 by Third Party for UBRG

$300 for EVTN by Third Party

$2000 for AOGN by Third party

$50 by third party for PPBL

$65 by third party for SNET

$250 by third party for COIL

$200 by third party for BZRT

$250 for SAVY by third party

$100 for Suspect Detection Systems, inc.SDSS by third party

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